Bespoke Policies For Therapy Businesses

BMIB can provide an insurance cover for you that ensures security against any risks as a cost-effective solution.

Laser Therapy Insurance

The purpose of laser and hair removal insurance is to protect both you and your business from the costly financial consequences of a mistake made by an employee. Laser treatment can be used to resolve issues such as hair removal, light therapy, skincare, teeth whitening and tattoo removal.

While improvements in laser technology have increased the safety of practices, accidents and injuries under the laser can, and do, happen. Even if you carry out the procedure correctly. These include:

  • Scars and blisters
  • Changes in skin colour
  • Redness and irritation
  • Eye injuries
  • Skin infections

If a customer experiences one of these side effects, they may decide to make a claim against you. BMIB will provide the cover needed to protect against a pay-out that could possibly amount to thousands.

Dry Needling Insurance

Dry needling is increasingly being used in physical therapy settings to increase motion for patients and alleviate pain. During this generally safe procedure, thin needles are pushed through the skin into the muscle at specific trigger points to induce a reflex. However, as with any procedure, there are always potential complications.

If you don’t take steps to mitigate the risks, not only could your business be liable for medical bills, you could also harm your reputation.

What our policy covers

  • Public Liability (slips, trips & falls)
  • Products Liability (sale & use of products)
  • Malpractice (injury or damage done as a direct result of the treatment or service provided)
  • Professional Indemnity (advise given)
  • All up to the value of €5,000,000

Protect yourself and mitigate the costs from a claim with BMIB.