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FAQ2021-05-14T10:04:30+01:00

FAQ

I have a diploma/certificate in my chosen field, I am continuing my study in the same field – can I get insurance for my case work?2020-07-14T09:41:12+01:00

Yes. We can provide student cover for case work.

I have an ITEC training course in make-up but have no qualifications as a Beauty Therapist – can I get insurance for my make-up services?2020-07-14T09:41:20+01:00

Yes. We can provide cover for make-up artistry as a standalone qualification.

I am looking for insurance as a nail technician, can I get cover through BMIB Ltd?2020-07-14T09:41:07+01:00

If you hold an ITEC/CIBTAC/QQI/VTCT manicure/pedicure qualification, we can provide cover. If you do not hold an ITEC/CIBTAC/QQI/VTCT manicure/pedicure, we cannot provide cover. You can check out our insurance policies for nail technicians here.

I am qualified and registered nurse/doctor in Ireland – can I get insurance to perform dermal fillers/botox injections?2020-07-14T09:37:38+01:00

Yes. Once you are medically qualified, we can provide cover for Dermal Fillers/Botox.

I am freelance/mobile beautician/holistic therapist – will my insurance cover my work in UK and other countries?2020-07-14T09:40:41+01:00

Yes. Our policies provide worldwide cover excluding Canada and the USA.

I run a training school for beauty/hair/complementary therapies – can I get insurance for teaching?2020-07-14T09:40:17+01:00

Yes. We cover training schools/freelance trainers and third party trainers.

I obtained my qualifications abroad – can I get insurance for my work as beautician/ complementary therapist in Ireland?2020-07-14T09:40:11+01:00

Yes. All qualification certificates must be officially translated in order to assess what cover can be offered. In some cases a translated transcript of the qualification may be requested.

I have treatment cover in place but I would like to protect my contents and my stock in my salon – can I get salon cover through BMIB Ltd?2020-07-14T09:40:49+01:00

Yes. We provide cover for contents, stock, money, employees etc., either in a combined or additional policy.

I am renting a commercial unit for my salon and I made improvements to the room/rooms – can I get insurance for that?2020-07-14T09:40:23+01:00

Yes. We can insure improvements made to the unit under the tenant’s improvements aspect of a combined/additional salon policy.

Can I provide beauty treatments to the clients under 16 years of age?2021-04-15T12:29:40+01:00

Yes, we cover the following list of specified treatments to a minor aged under 16 and above the age of 13 years, subject to the Parent/s or Guardian/s being present and their prior written consent being obtained. Specified treatments that may be covered for ages 13yrs and above are:
Waxing excluding advanced or specialised waxing, Spray tan, Manicure, Pedicure and Facials

Why do I need public liability cover for my salon?2020-07-14T09:39:37+01:00

Public liability covers slip, trips and falls for any member of the general public visiting you salon.

Does your treatment policy covers product liability?2020-07-14T09:39:56+01:00

Yes. The treatment risk policy provides cover for product liability. This covers the mis-use and mis-sale of products.

I received in-salon training – can I get insurance?2020-07-14T09:40:28+01:00

No. We do not provide cover for in-house salon training.

Will your policy cover me in the event of Brexit?2020-07-14T09:40:00+01:00

Yes. We are fully Brexit compliant.

I am qualified hairdresser but I am not sure what qualifications are accepted by BMIB Ltd – can I get insurance as a freelance hairdresser?2020-07-14T09:40:34+01:00

We provide cover for hairdressers and freelance hairdressers as long as they hold a training cert from QQI/FETEC/VTCT/City & Guilds.

I have a hairdressing salon – can I get treatment cover and salon cover through BMIB Ltd?2020-07-14T09:40:04+01:00

Yes. We can provide cover for hairdressing treatments along with contents, stock, money, employees under a combined salon policy.

Do you cover fitness instructors?2021-04-19T13:55:42+01:00

We do cover fitness instructors, apply for insurance here.

What records of my clients do I need to keep and for how long?2020-07-14T09:39:07+01:00

You need to keep a record of all client consultation/consent forms, patch tests, photographs and notes for a period of 5 years.

I may have possible claim occurring – what do I need to do?2020-07-14T09:38:48+01:00

You need to inform Brian Mullins Insurance Brokers as soon as you are aware of any incident that may give rise to a claim. You will be asked to submit all consultation forms, patch tests, photographs, client notes and training certs for assessment.

I need an indemnity letter how do I get one?2020-07-14T09:39:12+01:00

All indemnity letter requests must be emailed to our office with the name and address of the indemnified body.

I know my renewal is coming up soon, what do I do?2020-07-14T09:39:19+01:00

You will receive an email from policy@bmib.ie 30 days before your renewal is due, please follow the instructions in the email in order to renew the policy.

I received my renewal by email can I call and renew the policy over the phone?2020-07-14T09:39:24+01:00

No. All renewals sent by email must be renewed via the web system.

I have done additional training, how do I update my policy?2020-07-14T09:38:38+01:00

Please email the request to katie@bmib.ie / agata@bmib.ie

I have hired a new employee, how do I update my policy?2020-07-14T09:38:19+01:00

Please email the request to katie@bmib.ie / agata@bmib.ie

How much does it cost?2021-04-27T12:18:47+01:00
Am I eligible for this policy?2021-04-27T12:20:24+01:00
What are the cancellation terms?2021-04-27T12:20:34+01:00
How do I apply?2021-04-27T12:20:46+01:00
Full List Of Covered Treatments2021-04-29T12:13:32+01:00
  • Acupressure /Acupuncture
  • Addiction Therapy/Counselling
  • Amatsu
  • Angel Therapy/Healing
  • Antenatal Education
  • Aromatherapy
  • Art/ Music / Drama Therapy
  • Auricular Acupuncture
  • Bach and Australian Bush Flower Remedies
  • Bio-Energy Therapy
  • Bowen Technique
  • Child, Adolescent and Family Therapy
  • Cognitive Behavioural Therapy
  • Colour Therapy
  • Counselling
  • Craniosacral Therapy
  • Crystal healing/therapy
  • Diet and Nutrition Advice
  • Dry/Cold/Vacuum Cupping
  • EMDR
  • Emotional Freedom Techniques
  • Holistic Facial
  • Homeopathy
  • Hypnobirthing
  • Hypnotherapy
  • IBCLC Lactation Consultant
  • Indian Head Massage
  • Infant Massage Instructor
  • Integrated Energy Therapy
  • Kinesio Taping
  • Kinesiology
  • Life and Business Coaching / Consultancy
  • Massage – Holistic/Swedish/Pregnancy/
  • Lomi Lomi/Onsite/Oncology/Deep Tissue/Hot Stone
  • Manual Lymph Drainage
  • Mediation
  • Meditation/Meditation Teaching
  • Mentoring/Coaching/Supervision
  • Metamorphic Technique
  • Mindfulness
  • Myofascial Release (PG)
  • Neuro-Linguistic Programming (NLP)
  • Pilates (mat work only)
  • Psychotherapy
  • Rahanni Celestial Healing
  • Reflexology – Toddlers & babies/Pregnancy/Antenatal/Oncology
  • Reiki/Seichem
  • Shiatsu
  • Sound Healing/Therapy
  • Sports Massage/ Taping/ Strapping
  • Stress Management
  • Tai Chi /Qigong (Non-Combat)
  • The ‘M’ Technique
  • Thermo-Auricular Therapy / Ear Candling
  • Traditional Chinese Herbal Medicine
  • Yoga Teaching/Therapy
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