FAQ
Yes. We can provide student cover for case work.
Yes. We can provide cover for make-up artistry as a standalone qualification.
If you hold an ITEC/CIBTAC/QQI/VTCT manicure/pedicure qualification, we can provide cover. If you do not hold an ITEC/CIBTAC/QQI/VTCT manicure/pedicure, we cannot provide cover. You can check out our insurance policies for nail technicians here.
Yes. Once you are medically qualified, we can provide cover for Dermal Fillers/Botox.
Yes. Our policies provide worldwide cover excluding Canada and the USA.
Yes. We cover training schools/freelance trainers and third party trainers.
Yes. All qualification certificates must be officially translated in order to assess what cover can be offered. In some cases a translated transcript of the qualification may be requested.
Yes. We provide cover for contents, stock, money, employees etc., either in a combined or additional policy.
Yes. We can insure improvements made to the unit under the tenant’s improvements aspect of a combined/additional salon policy.
Yes, we cover the following list of specified treatments to a minor aged under 16 and above the age of 13 years, subject to the Parent/s or Guardian/s being present and their prior written consent being obtained. Specified treatments that may be covered for ages 13yrs and above are:
Waxing excluding advanced or specialised waxing, Spray tan, Manicure, Pedicure and Facials
Public liability covers slip, trips and falls for any member of the general public visiting you salon.
Yes. The treatment risk policy provides cover for product liability. This covers the mis-use and mis-sale of products.
No. We do not provide cover for in-house salon training.
Yes. We are fully Brexit compliant.
We provide cover for hairdressers and freelance hairdressers as long as they hold a training cert from QQI/FETEC/VTCT/City & Guilds.
Yes. We can provide cover for hairdressing treatments along with contents, stock, money, employees under a combined salon policy.
We do cover fitness instructors, apply for insurance here.
You need to keep a record of all client consultation/consent forms, patch tests, photographs and notes for a period of 5 years.
You need to inform Brian Mullins Insurance Brokers as soon as you are aware of any incident that may give rise to a claim. You will be asked to submit all consultation forms, patch tests, photographs, client notes and training certs for assessment.
All indemnity letter requests must be emailed to our office with the name and address of the indemnified body.
You will receive an email from policy@bmib.ie 30 days before your renewal is due, please follow the instructions in the email in order to renew the policy.
No. All renewals sent by email must be renewed via the web system.
Please email the request to katie@bmib.ie / agata@bmib.ie
Please email the request to katie@bmib.ie / agata@bmib.ie
€250.00 inclusive of 5% government levy and €10.00 brokerage fee.
In order to apply for this policy, you must hold the appropriate qualification to carry out the treatments/activities you request cover for.
You will have a right to cancel within a short period, up to 30 days from inception, known as the cooling off period.
If you cancel within the 30-day cooling off period they may receive a pro-rata refund of premium from the insurer.
If you wish to cancel outside this period they will not receive any pro rata refund.
To apply for cover click the below link.
Once completed, you can then proceed to our check-out and purchase your policy on-line and receive your policy documents electronically.
- Acupressure /Acupuncture
- Addiction Therapy/Counselling
- Amatsu
- Angel Therapy/Healing
- Antenatal Education
- Aromatherapy
- Art/ Music / Drama Therapy
- Auricular Acupuncture
- Bach and Australian Bush Flower Remedies
- Bio-Energy Therapy
- Bowen Technique
- Child, Adolescent and Family Therapy
- Cognitive Behavioural Therapy
- Colour Therapy
- Counselling
- Craniosacral Therapy
- Crystal healing/therapy
- Diet and Nutrition Advice
- Dry/Cold/Vacuum Cupping
- EMDR
- Emotional Freedom Techniques
- Holistic Facial
- Homeopathy
- Hypnobirthing
- Hypnotherapy
- IBCLC Lactation Consultant
- Indian Head Massage
- Infant Massage Instructor
- Integrated Energy Therapy
- Kinesio Taping
- Kinesiology
- Life and Business Coaching / Consultancy
- Massage – Holistic/Swedish/Pregnancy/
- Lomi Lomi/Onsite/Oncology/Deep Tissue/Hot Stone
- Manual Lymph Drainage
- Mediation
- Meditation/Meditation Teaching
- Mentoring/Coaching/Supervision
- Metamorphic Technique
- Mindfulness
- Myofascial Release (PG)
- Neuro-Linguistic Programming (NLP)
- Pilates (mat work only)
- Psychotherapy
- Rahanni Celestial Healing
- Reflexology – Toddlers & babies/Pregnancy/Antenatal/Oncology
- Reiki/Seichem
- Shiatsu
- Sound Healing/Therapy
- Sports Massage/ Taping/ Strapping
- Stress Management
- Tai Chi /Qigong (Non-Combat)
- The ‘M’ Technique
- Thermo-Auricular Therapy / Ear Candling
- Traditional Chinese Herbal Medicine
- Yoga Teaching/Therapy
If you have purchased a policy on our online system then all therapists must be listed on your policy or they are not covered. Trainee’s or unqualified therapists cannot be added to the policy.
All insurance policies differ in regards to cancellation. If you buy our cover online you will have a 30 day cooling off period. If you cancel after 30 days you may still cancel your policy however there will be no refund offered by the Insurers.
If you have purchased a policy through our online system your stock/contents will not be covered. We do provide this type of cover. Please call our office to discuss your options.
As long as you hold a qualification for Paraffin Wax treatments we can provide cover.
If Paraffin Wax treatments were covered under the Manicure & Pedicure qualification we will also provide cover.
Unfortunately you can’t purchase your policy online with us but you can call our office on 0719141030 to discuss alternative options.
None of our policies cover teaching/tutoring unless it is specifically noted on your certificate. If you need cover for teaching please call/email our office to discuss your options.
Unfortunately, not via our on-line portal. Please call our office to discuss our alternative insurance options.
If you have purchased a policy through our online system your kit will not be covered. We do provide this type of cover. Please call our office to discuss your options.
No. If you do not hold an ITEC/VTCT/City &Guilds or equivalent qualification you cannot purchase our online policy. Please call our office to discuss our alternative insurance options.
It’s no secret that aesthetic treatments come with some level of risk. So, it’s important to protect you and your clients if something unexpected happens. The right coverage can help your business stay strong in tough times. Having an aesthetic policy in place with Brian Mullins Insurance Brokers will ensure your business, reputation and assets are protected.
Brian Mullins Insurance Broker offers flexible coverage that fits your business. Depending on what you need, we can create a policy that works for you. Since there are many risks in the beauty and cosmetic industry, the right insurance is important. Aesthetic Treatment insurance can cover things like:
- Coverage for mistakes and accidents
- Protecting against claims
- Keeping your business secrets safe
- Cybersecurity and data protection
- Making sure your business can continue
- Personal injury coverage
- Insurance for your things
To be eligible for a Laser Insurance, you must comply with our terms and conditions. Contact BMIB Insurance to see if you’re eligible.
Laser Insurance covers Professional Indemnity, Public Liability and Products Liability subject to BMIB’s Terms and Conditions.
Yes, we provide comprehensive coverage for salons and their staff, ensuring protection for a wide range of services. Whether you own a salon offering diverse treatments or are an employee, our insurance safeguards you.
Additional artists can be added to the policy for an additional premium, please call our office to discuss your options.
The policy is mobile and will cover you to work at different locations as long as the premises if fit for the purpose of tattoo and piercing.
The policy covers up to €1,000,000 in Malpractice & Professional Indemnity, Public Liability and Products Liability.