Laser Insurance2024-04-09T10:43:37+00:00

Laser Therapy Insurance

Protect your business from the unexpected with Laser Insurance from Brian Mullins Insurance Brokers

Laser treatments have been increasing in popularity over recent years. Laser technology has made significant advancements, and as long as the practitioner and client follow the proper guidelines, approximately 99% of treatments go smoothly. Nevertheless, there are situations where accidents or injuries can occur, resulting in a client making a claim. The purpose of laser insurance is to protect yourself and your business from the financial consequences of a mistake made by either yourself or a staff member.

What are Laser Treatments/ Laser Therapy?

Nowadays, lots of cosmetic procedures use lasers for treatment. From laser hair removal and skin resurfacing, to tattoo removal, laser treatments can provide accurate and effective results for the client. Nevertheless, there are situations where accidents or injuries can occur, resulting in a client making a claim. These incidents can include:

  • Scars and blisters
  • Changes in skin colour
  • Redness and irritation
  • Eye injuries
  • Skin infections

As a laser technician, it’s better to be safe than sorry. Having insurance brokers on your side can be advantageous, as they possess the necessary experience and legal knowledge to limit the likelihood of a pay-out. They’ll fight the claim with your best interests in mind while also protecting their own interests, as the money will come out of their pockets. Without an insurance company’s support, you’ll have to pay for a lawyer out of pocket, whether you win or lose the case. If the claim goes in the client’s favour, you’ll also have to pay them directly.

Why Do You Need Insurance For Laser Treatments?

Laser Therapy Insurance is designed to protect you and your business from the financial consequences of mistakes made by yourself or your staff. While the risk of an accident is minimal, you will want to be prepared with the right level of coverage in case one occurs.  Businesses and independent beauticians can feel reassured knowing both their clients and their businesses are protected. In addition, it makes your customers feel confident about returning to you in the future.

Even if you perform the procedure correctly, you may still encounter risks, as clients may suffer adverse side effects and skin reactions. Changes in skin colour, crusting, redness and irritation, eye injuries, infections, blisters, and scars are all risks associated with IPL and laser. If a customer experiences one of these side effects, they may decide to file a claim. Having laser therapy insurance will protect you against a pay-out that could be large, possibly amounting to thousands of euros.

Who we cover:

  • Freelance practitioners
  • Aesthetic clinics
  • Aesthetic trainers
  • Beauticians
  • Non-medical professionals
  • Medical professionals

Why Choose BMIB

At Brian Mullins Insurance Brokers, we understand the importance of finding the right cover for your laser therapy procedures. With more professionals being trained in these procedures, it is crucial to have the right protection in place, whether you’re an established beauty salon, self-employed or mobile.

We specialise in creating tailored insurance packages that provide comprehensive coverage for the specific beauty and cosmetic procedures you offer. Get in touch with us today to discuss your insurance needs with our experts and discover how we can help you keep your clients happy.


How can I qualify for Laser Treatment Insurance?2024-04-09T10:14:41+00:00

To be eligible for a Laser Insurance, you must comply with our terms and conditions. Contact BMIB Insurance to see if you’re eligible.

How much does Laser Treatment Insurance cover?2024-04-09T10:15:11+00:00

Laser Insurance covers Professional Indemnity, Public Liability and Products Liability subject to BMIB’s Terms and Conditions.

Do you provide complete salon coverage, to include Laser Treatments?2024-04-09T10:15:53+00:00

Yes, we provide comprehensive coverage for salons and their staff, ensuring protection for a wide range of services. Whether you own a salon offering diverse treatments or are an employee, our insurance safeguards you.

Go to Top