Laser Therapy Insurance
The purpose of laser and hair removal insurance is to protect both you and your business from the costly financial consequences of a mistake made by an employee. Laser treatment can be used to resolve issues such as hair removal, light therapy, skincare, teeth whitening and tattoo removal.
Even with the improvements in laser technology that have made procedures safer, accidents and injuries can still happen while using lasers, even if you’re doing everything right. These incidents can include:
- Scars and blisters
- Changes in skin colour
- Redness and irritation
- Eye injuries
- Skin infections
If a customer experiences one of these side effects, they may decide to make a claim against you. BMIB will provide the cover needed to protect against a pay-out that could possibly amount to thousands.
FAQs
To be eligible, you must hold an industry-accepted beauty/hair qualification with a minimum of 2 years of claims experience.
Laser Treatment Insurance covers up to €2.5 Million in Professional Indemnity, Public Liability and Products Liability.
- General Liability insurance covers any harm or personal injury sustained by a customer while on your business premises. The common causes of such incidents often involve slip and fall accidents. Tattoo Insure strongly recommends that every tattoo business welcoming customers to their establishment should have general liability insurance.
- Professional Liability insurance is crucial for cases like tattoo removal, which demands careful execution over multiple sessions by well-trained artists. This coverage addresses malpractice concerns, offering protection if an artist causes severe harm or delivers subpar work during tattoo removal. Legal claims might arise with permanent tattoos, so notifying your insurance company whenever staff changes occur is advised.