SHOPS / OFFICES / SURGERIES INSURANCE
Brian Mullins Insurance Brokers offer shop, office, and surgery insurance across Ireland. Compare business insurance quotes and find the right cover for your premises today.
Why Choose
BMIB?
- Fast quotes with minimal hassle
- Quick turnaround on paperwork
- Access to competitive Irish insurance markets
- Advice from qualified insurance advisors
- Support when you need to make a claim
- Flexible and easy payment options
- A reliable broker on your side
Cover
Details
- Public Liability Insurance
- Employers Liability Insurance
- Product Liability Insurance
- Property Damage
- Business Interruption
- Money Cover
- Buildings
- Contents, Stock, Fixture & Fittings
- Fire Brigade Charges
Who We
Can Cover
- Retailers
- Grocers / Convenience Store
- Opticians
- Florists and Gift Shops
- Butchers
- Charity Shops
- Medical Practices & Surgeries
- Solicitors & Accountants
- Architects & Engineers
- Consultants & Financial Advisors
- Many More types of Shops, Offices and Surgeries can be covered.
Frequently Asked Questions
1. Why do I need shop or office insurance?
It protects you against claims of negligence that may be brought against you regarding alleged injuries or damage to other parties property caused by your Business.
2. Is commercial shop or office insurance expensive?
The cost depends on your location, business type, size, claims history, and level of cover. Small low-risk offices can be relatively affordable, while high-footfall retail or medical practices may pay more due to increased risk.
3. What is public liability insurance?
Public liability covers legal costs and compensation if a customer, supplier, or member of the public is injured or their property is damaged due to your business activities.
4. Does office insurance cover working from home?
Standard office policies do not automatically cover home working. You may need to extend your cover or arrange a separate home office policy.
5. What is business interruption insurance?
Business interruption typically covers you’re for the loss in your Gross Profit if your business cannot operate due to an insured event, such as fire or flood.
6. Does surgery insurance cover medical equipment?
Yes, policies can cover specialised medical equipment, treatment tables, diagnostic tools, and computers against accidental damage, theft, or breakdown (if added).
7. Is glass cover included?
Glass cover (shopfront windows, signage) can be included or added as an optional extra, depending on your policy.