CAR INSURANCE
Taking the hassle out of motor insurance, Brian Mullins Insurance Brokers works only with the leading insurers in Ireland to ensure you get the best possible deal.
Why Choose BMIB?
- Fast and Easy Insurance Quotes
- Access to Competitive Irish Insurance Providers
- Advice from Qualified Irish Insurance Experts
- Dedicated Support During Claims
- Flexible Monthly or Annual Payment Options
- A Trusted and Reliable Insurance Broker on Your Side
Types of Cover
Available
- Third Party, Fire and Theft
- Comprehensive Cover
- More Cover Options Available *subject to approval criteria
Additional Cover Options
- Bonus Protection
- Home Start Cover
- Roadside Assistance
- Open Drive Cover
- Business Use Cover
- Car in a Company Name
- More Cover Available *subject to approval criteria
Types of Insurance Cover
Third Party, Fire & Theft
Comprehensive
A comprehensive car insurance policy will cover the costs of damage to your own vehicle, if you’re
involved in an incident. It also covers damage to a third party, or their property, resulting from an
incident.
Drivers We Cover
Young Drivers Car Insurance
We’ve all been there, and we know that those first days on the road can be nerve-racking.
Getting your car insured shouldn’t be.
That’s why we offer competitive car insurance quotes tailored to the needs of young and first-time drivers.
Standard Car Insurance
Whether you’re an experienced driver or building your driving history, you deserve cover that works for you.
Discover car insurance tailored to your needs, with flexible cover options and valuable benefits—so you can continue driving with confidence and peace of mind.
Frequently Asked Questions
What Are The Main Types of Car Insurance?
There are three main types of cover:
- Third Party Only – Covers damage or injury you cause to others; this is the legal minimum.
- Third Party, Fire & Theft – Adds protection if your car is stolen or damaged by fire.
- Comprehensive – Covers damage to your own car, even if you’re at fault, plus third-party protection.
What Impacts The Cost of my Premium?
Key factors can include, but are not limited to:
- Age and driving experience
- Claims history (no-claims bonus)
- Type of car
- Location and mileage
- Where the car is parked overnight
What is Step-Back Protection?
Step-back protection reduces the impact of a claim on your no-claims bonus rather than removing it entirely.
Instead of losing all your NCB after a claim, you “step back” a few years.
Example:
You have 5 years NCB
You make a claim
Your NCB drops to 3 years instead of 0
What is Full No-Claims Bonus Protection?
Full NCB protection means your no-claims bonus stays intact even if you make a claim (within limits).