HOME INSURANCE
At Brian Mullins Insurance Brokers, we compare quotes from leading insurers to find the perfect policy for you.
Why Choose BMIB?
- Fast Home Insurance Quotes
- Access to Competitive Irish Insurance Markets
- Advice from Qualified Insurance Professionals
- Help and Support When you Need to Make a Claim
- Flexible and Easy Payment Options
- A Trusted Irish Insurance Broker on Your Side
Provisional
Covers Available
- Fire, Lightning, Explosion & Aircraft
- Theft
- Escape of Water/Oil
- Freezer Contents
- Fire Brigade Charges
- Legal Liability
- Emergency Assistance
- Storm
- Flood
- Alternative Accommodation
- Accidental Damage
- Specified Items covered away from the home
- *Above covers are subject to approval criteria
What We
Can Cover
- Landlords / Rental Properties
- Owner Occupied Properties
- Holiday Homes
- Unoccupied Properties
- High Net Worth Properties
- Properties Over 100 years old
- Short Term Rentals
- Business Operating from the Home
- Course of Construction/ Self Build Properties
Mortgage Brokers Submission Form
We have partnered with mortgage brokers to streamline the insurance process and ensure a
seamless experience for everyone. Mortgage brokers can submit their clients’ details using
the submission form link provided below.
Buildings and Contents Cover
Get the structure of your property insured with buildings cover. Whether you have a bungalow, terraced or detached house, we can find the right cover for you. Many of our buildings insurance policies can also include cover for sheds, outhouses and garages.
Contents insurance protects you for loss or damage to your possessions. You can choose to add both buildings and contents cover to your policy or get protection for one or the other.
Renters and Landlords Cover
Even if you’re not the property owner, we’ve got you covered. Renting an apartment or house? Cover your contents and give yourself peace of mind when it comes to your valuables.
Letting a property out to tenants? Our landlord insurance offers cover across a range of categories,from buildings and contents protection to loss of rent and liability insurance. Get a quick quote and see for yourself.
Helpful Hints!
- Always insure your home for the reinstatement value, not the market value.
- Your building sum insured should include garages and sheds.
- High-value items like jewellery, bikes and electronics can be listed separately.
Frequently Asked Questions
Is Home Insurance Mandatory?
Not by law, but it is usually required by mortgage lenders when drawing down a new mortgage. It is also important to remember that allowing your home insurance policy to lapse or be cancelled can impact your mortgage.
What Affects the Cost of Home Insurance?
Key factors can include, but are not limited to:
- Location (risk of flooding/crime)
- Property type and rebuild value
- Security features (alarms, locks)
- Claims history
What is Building Sums Insured?
The total cost to rebuild your house if there was a total loss.
What is Content Sums Insured?
The total cost to replace all your belongings if there was a total loss.
What is Specified All Risks?
Additional cover that can be added to your home insurance policy to cover higher value items such as jewellery, cameras and bikes. It extends cover for the specified items to be outside of the house.