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Public and Employer’s Liability Insurance
This combined insurance policy provides cover in the event that a customer or employee is injured or suffers a loss on the premises. It protects against slips and trips, which are the most common type of retail claim.
The policy also provides protection for the retailer against any legal action which could be taken in the event that they wrongly challenge a customer over a theft or shoplifting incident. It also covers injury to staff working on the premises, including part-time and shift workers.
We cover a wide range of retail options and insurance needs including malpractice and professional indemnity cover, public and products liability, teaching and supervision cover, insurance cover for people who work from home, a clinic or visit a client’s house and full retroactive cover for previously insured periods.